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Hype Cycle for Financial Services Payment Systems, 2011
27 July 2011
 
Christophe Uzureau   Alistair Newton  

The modernization of payment architectures and the creation of new partnerships and delivery models are reshaping the banks' payment value chains. This Hype Cycle provides key directions on how to navigate this transformation.





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Table of Contents

Contents
  • Analysis
    • What You Need to Know
    • The Hype Cycle
      • Methodology
      • An Integrated Payment Ecosystem to Support a New Payment Value Chain
      • Mobile Financial Services: The Case for Thinking Across Silos
      • Card Operations: Still at the Center of the Customer Relationship
      • Expanding Your Value Chain With New Partnerships and Distribution Models
      • Recommendations
    • The Priority Matrix
    • Off the Hype Cycle
    • On the Rise
      • Bump P2P Payment Systems
      • Application PaaS for Payments
      • Mobile Handset Bar-Code-Originated Payment System
      • Payment Frameworks
      • Payment Decomposition
      • EMV Migration (U.S.)
      • Retail Payment Portfolio Management Solutions
      • Merchant Dashboard
      • SEPA Direct-Debit Mandate Management Solutions
      • Component-Based Card Management Software
    • At the Peak
      • Mobile Devices as Payment-Acquiring Terminals
      • NFC-Enabled Mobile Payment System, Europe
      • ODPP-Payment App Stores
      • IBAN/BIC Conversion Applications and Services
      • Transaction Banking 2.0
      • NFC-Enabled Mobile Payment System — North America
      • Enterprise Mobile Financial Services Solutions
      • Alternative Card Networks
      • Payment Services Hub
    • Sliding Into the Trough
      • Self-Service Applications for Commercial Customers
      • Decoupled Payment System
      • Social Network Payment System
      • Bank Delivery of Electronic Invoicing Presentment and Payment (EIPP) Solutions
      • Rule-Based Commercial Payment Initiation
      • Liquidity/Cash-Flow Forecasting Services
      • Automated Payment Tracking and Reconciliation Services
      • Near-Real-Time Payment Systems in the Single Euro Payments Area
      • Online Bank-Enabled Payment (OBEP) System for E-Commerce
      • Retail PIVAS Applications for Promotional Activity
      • OTA Mobile Phone Payment Systems: North America
      • Multipayment Application Instrument
      • OTA Mobile Phone Payment Systems (Europe)
      • Biometric Payment System
      • NFC-Enabled Mobile Payment System — Japan
      • OTA Mobile Phone Payment Systems (Southeast Asia and India)
    • Climbing the Slope
      • Contactless Retail Payment System
      • OTA Mobile Phone Payment Systems (Africa)
      • Internet Micropayment Systems
    • Off the Hype Cycle
      • Contactless Transit Retail Payment System, Asia/Pacific
    • Appendixes
      • Hype Cycle Phases, Benefit Ratings and Maturity Levels
  • Recommended Reading
Tables
Table 1.
Hype Cycle Phases
Table 2.
Benefit Ratings
Table 3.
Maturity Levels
Figures
Figure 1.
An Integrated Payment Ecosystem
Figure 2.
Hype Cycle for Financial Services Payment Systems, 2011
Figure 3.
Priority Matrix for Financial Services Payment Systems, 2011
Figure 4.
Hype Cycle for Financial Services Payment Systems, 2010




Document History:
 
Hype Cycle for Financial Services Payment Systems, 2012
20 July 2012
  
Hype Cycle for Financial Services Payment Systems, 2011
27 July 2011
  
Hype Cycle for Financial Services Payment Systems, 2010
28 July 2010
  
Hype Cycle for Financial Services Payment Systems, 2009
27 July 2009
  
Hype Cycle for Financial Services Payment Systems, 2008
2 July 2008
  
Hype Cycle for Financial Services Payments, 2007
6 July 2007
  
Hype Cycle for Banking Payments, 2006
26 June 2006
  




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Resource Id: 1753114