ID Number: G00233614



Hype Cycle for Financial Services Payment Systems, 2012
20 July 2012
 
Christophe Uzureau  

Banks have to refine their payment strategies to deliver need-based payment solutions. This Hype Cycle provides key directions on how to invest in the most relevant payment solutions while avoiding wasting resources on solutions looking for a problem.





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Table of Contents

Contents
  • Analysis
    • What You Need to Know
    • The Hype Cycle
      • Methodology
      • Expanding Your Payment Value Chain Via an Integrated Payment Ecosystem
      • A Multiwallet Strategy
      • No Such Thing as One Mobile Payment System
      • Balancing Issuing and Acquiring Innovations
      • Adapting to New Business Models
      • Transaction Banking 2.0 Not There Yet
      • Recommendations
    • The Priority Matrix
    • Off The Hype Cycle
    • On the Rise
      • Mobile Digital Payment Advisor
      • Bump P2P Payment Systems
      • Peer-to-Peer Foreign Exchange Marketplace
      • Component-Based Card and Merchant Management
      • Application PaaS for Payments
      • App Marketplaces
      • Mobile Commercial Remote Deposit Capture
      • Payment Decomposition
      • Retail Payment Portfolio Management Solutions
      • Component-Based Payment Switching Software
      • Merchant Dashboard
    • At the Peak
      • SEPA Direct-Debit Mandate Management Solutions
      • Trusted Service Manager (TSM) for NFC-Enabled Mobile Payment Systems
      • EMV Migration (U.S.)
      • Mobile Thick Wallet Solutions
      • IBAN/BIC Conversion Applications and Services
      • Mobile Thin Wallet Solutions
      • NFC-Enabled Mobile Payment System — Europe
      • Payment Frameworks
      • Digital Thick Wallet Solutions
      • Mobile Handset Bar-Code-Originated Payment System
      • Transaction Banking 2.0
    • Sliding Into the Trough
      • Open Development Banking Platforms
      • Payment Services Hub
      • Self-Service Applications for Commercial Customers
      • Mobile Devices as Payment-Acquiring Terminals
      • Rule-Based Commercial Payment Initiation
      • Liquidity/Cash-Flow Forecasting Services for Bank Commercial Customers
      • Alternative Card Networks
      • Banking Apps
      • NFC-Enabled Mobile Payment System — North America
      • Social Network Payment System
      • Automated Payment Tracking and Reconciliation Services
      • Enterprise Mobile Financial Services Solutions
      • Online Bank-Enabled Payment (OBEP) System
      • Near-Real-Time Payment Systems in the Single Euro Payments Area
      • Decoupled Payment System
      • Mobile Consumer Remote Deposit
      • OTA Mobile Phone Payment Systems (North America)
      • Retail PIVAS Applications for Promotional Activity
      • Digital Thin Wallet Solutions
      • OTA Mobile Phone Payment Systems (Europe)
      • Biometric Payment System
      • Multipayment Application Instrument
    • Climbing the Slope
      • NFC-Enabled Mobile Payment System — Japan
      • OTA Mobile Phone Payment Systems (Southeast Asia and India)
      • Contactless Retail Payment System
      • OTA Mobile Phone Payment Systems (Africa)
      • Internet Micropayment Systems
    • Appendixes
      • Hype Cycle Phases, Benefit Ratings and Maturity Levels
  • Recommended Reading
Tables
Table 1.
Hype Cycle Phases
Table 2.
Benefit Ratings
Table 3.
Maturity Levels
Figures
Figure 1.
An Integrated Payment Ecosystem to Avoid Silos
Figure 2.
Hype Cycle for Financial Services Payment Systems, 2012
Figure 3.
Priority Matrix for Financial Services Payment Systems, 2012
Figure 4.
Hype Cycle for Financial Services Payment Systems, 2011




Document History:
 
Hype Cycle for Financial Services Payment Systems, 2012
20 July 2012
  
Hype Cycle for Financial Services Payment Systems, 2011
27 July 2011
  
Hype Cycle for Financial Services Payment Systems, 2010
28 July 2010
  
Hype Cycle for Financial Services Payment Systems, 2009
27 July 2009
  
Hype Cycle for Financial Services Payment Systems, 2008
2 July 2008
  
Hype Cycle for Financial Services Payments, 2007
6 July 2007
  
Hype Cycle for Banking Payments, 2006
26 June 2006
  




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Resource Id: 2087915