|
|
|
|
|
|
United States: Health
Gartner offers the following Health Care Plans:
Medical
The medical plan offers you the flexibility to choose the type of coverage you want based on your individual needs. Your contributions for medical coverage are made on a "before-tax" basis. Here are the highlights of your choices:
- The Preferred Provider Organization (PPO) Plan offers you comprehensive medical coverage and flexibility as to how you receive services. The plan includes a network of physicians and hospitals. When you use the services of a network provider, there's no deductible to meet and you receive a higher level of benefits coverage. For out-of-network care, you pay an annual deductible and a portion of the charges for the services you receive. You must also file a claim to receive benefits out-of-network.
- Health Maintenance Organizations (HMOs) are available in several locations. HMOs require you to receive care from providers within the HMO's network. You typically pay a small co-pay for most services, and there's no deductible to meet or claim forms to fill out. There is no coverage for care received outside the network, except in the case of emergencies.
Dental
Under Choices two dental plans are available: the Basic Dental Plan and the High Option Dental Plan. Your contributions for dental coverage are made on a before-tax basis. Both dental plans cover a variety of services and supplies. Because many types of dental problems can be avoided through preventative care, routine exams, X-rays and cleanings are covered at 100 percents.
Both plans pay a percentage of most other types of dental care such as fillings, crowns, bridges and dentures after a small deductible. Orthodontia coverage is also available for you and your covered dependents.
Vision
Under Choices two vision plans are available: the Basic Vision Plan and the High Option Vision Plan. Both plans offer you comprehensive eye care coverage, flexibility as to how you receive services and access to a strong, national network of participating eye care professionals. Your contributions for vision coverage are made on a before-tax basis.
Both plans offer you the choice of receiving care from providers within the plans' networks or outside the network. When you receive care from an in-network provider, you pay only a small co-pay for an annual vision exam. For out-of-network care, the plan reimburses you up to a scheduled amount.
Under the basic plan, you are covered for one pair of lenses and frames, or contact lenses, every 24 months. Under the high option plan, you are covered once every 12 months. Discounts for corrective eye surgery are also available under both plans.
Flexible Spending Accounts
Flexible Spending Accounts let you pay for certain health care and dependent day care expenses on a before-tax basis. The amount you elect to contribute to each account is deducted from your pay before federal income taxes and Social Security taxes are withheld. When you submit claims for eligible expenses, you are reimbursed for the deposits in your account. All deposits for a specific plan-year must be used in full or the remaining balance will be forfeited.
The health care spending account can be used to pay for almost any health care expense not covered by another plan. For example, you can use the health care spending account to reimburse yourself for any deductibles or coinsurance you have to pay for medical, dental, or vision care. You can claim health care expenses for yourself and your family, as well as any other person you claim as a dependent for income tax purposes, even if they are not covered by a Gartner health care plan.
The dependent care spending account lets you pay for the day care expenses for your eligible dependents so that you, and if you are married, your spouse can work. Your eligible dependents are your children under age 13 and any other person you claim as a dependent on your federal tax return.
401(K) Savings and Investment Plan
The 401(K) Savings and Investment Plan lets you contribute to your long-range financial security. You can save up to 75 percent of your eligible pay on a before tax-basis and 10 percent on an after-tax basis per paycheck subject to the IRS annual limit. The company will match up to 4 percent of your eligible compensation, up to an annual maximum. You are always 100 percent vested in your own contributions and in Gartner's matching contributions. In addition, Gartner automatically provides a profit-sharing contribution of at least 1 percent of eligible participants. The 1 percent profit-sharing contribution vest pro rata over five years.
You have a variety of investment choices, so you can design an investment strategy that suits your needs and financial goals. You also have access to your savings through loans.
Employee Stock Purchase Plan
The employee stock purchase plan (ESPP) lets you invest in the company and your financial future. You can invest up to 10 percent of your eligible compensation through after-tax payroll deductions. Your contributions are accumulated during each offering period and then used to purchase Gartner Class A common stock at a 15 percent discount.
Paid Time Off
Under the Choices Paid Time Off (PTO) plan, you receive a bank of days off to use throughout the year, combining vacation days, personal days, sick days & floating holidays. The number of days you receive per year is based on your length of service and job grade level. You may carry over up to ten PTO days into the first quarter of the following year.
Educational Assistance Plan
The company will assist eligible associates in meeting the cost of continuing their education when the educational program is job-related.
Hyatt Legal Plan
The Hyatt Legal Plan gives you and your family easy access to professional legal representation at an affordable price. For a small monthly payroll contribution you may use the plan's attorneys for assistance with personal legal matters such as real estate matters, document review and preparation, wills and estate planning, and family law. There are no out-of-pocket expenses beyond the standard monthly payroll deduction.
METPAY Personal Property Insurance Program
You can purchase home, auto, renters', boat and other types of property and casualty insurance at special group rates with the convenience of payroll deductions.
Long-term Care
You can purchase long-term care insurance at group rates to help protect you and your family from the financial burdens of nursing homes or other extended care.
Employee Assistance Plan (EAP)
Gartner provides free, voluntary, confidential counseling and referral services for associates and their family members through the Employee Assistance Plan.
Life Insurance
The life insurance program offers you and your family financial protection incase you die. Under Choices, you are automatically covered by basic life insurance equal to $50,000 or your may opt for up to two times your annual target compensation at no cost to you. For further protection, you can elect supplemental life insurance, up to an additional six times your total target compensation. Your contributions for supplemental life insurance are on an after-tax basis.
In addition, a separate Dependent Life Insurance Plan is available for both your spouse and your children.
Accidental Death & Dismemberment Insurance
Accidental Death & Dismemberment (AD&D) insurance provides a benefit if you die or are injured as the result of an accident. Your contributions are on an after-tax basis. Under Choices, you can elect $20,000 to $500,000 in increments of $20,000, up to 10 times your base salary. In, addition you can elect AD&D coverage for your spouse and children.
Business Travel Accident
As a Gartner associate, you will automatically receive business travel accident (BTA) insurance at no cost to you, equal to five times your total compensation up to $750,000. BTA provides coverage for accidental injury or death while traveling on company business.
Disability
For eligible associates, the disability plan replaces part of your income if you become disabled and cannot work.
Short-term disability benefits are payable until your disability ends or you become eligible for long-term disability. This benefit is provided at not cost to you.
The long-term disability plan pays 50 percent of your salary on a non-taxable basis after you've been disabled for three months until your disability ends or you reach 65. This benefit is provided at no cost to you. You may elect an additional 10 percent benefit, which you pay for with after-tax dollars.
Private Health Insurance
Gartner UK operates a Private Medical Insurance Scheme through a Preferred Provider Plan; all employees are entitled to personal cover with effect from the first day of your employment, however membership is optional.
Further cover for dependants i.e. spouse or partner and children living at home is available to employees either through company entitlement or personal contribution. After three years employment the company will extend the cover to include dependants on the employee's behalf.
The scheme provides comprehensive cover, and all medical history is disregarded, therefore no existing or historical conditions are excluded. In addition to standard medical procedures covered, the Gartner scheme includes physiotherapy. The scheme excludes routine dental care and routine prenatal and postnatal care (although any pregnancy related illnesses are covered).
Preferred Provider Plan Helpline
As part of our health cover, Gartner UK provides an Employee Stress Helpline. The PPP helpline offers totally confidential advice and support, on a wide range of issues including:
- Marital & family problems
- Personal bereavement
- Relationship difficulties
- Depression & anxiety
- Alcohol dependency
- Eating disorders
- Domestic & work related stress
- Career issues
- Health & psychological problems
Company Sick Pay
Gartner UK employees who are absent from work due to illness receive sick pay based on their normal salary and the length of service with Gartner at the start of the absence.
Pension
Gartner UK operates an optional 'Group Money Purchase' pension scheme which is based on employee contributions.
Entitlement is subject to the terms and conditions of employment, however the maximum waiting period is one year following the commencement of employment. You may join the scheme at any time, and backdated contributions may be made for up to six months.
Provided you contribute 2% of your on target earnings Gartner will contribute 6% during the first two years of membership, rising to 8% after two years' membership. Through the scheme Gartner's contributions have immediate vesting.
Any contributions that you make are fully tax deductible, therefore allowing you to maximize the amount that you contribute to the scheme in the most tax efficient method. In addition, employees are able to select how their contributions are invested through a combination of funds insured with Equitable Life.
In addition to your 2% contribution you may make further additional voluntary contributions to the scheme up to a maximum of 15% of your taxable earnings in any single tax year and enjoy a much wider choice of funds in which to invest.
Retirement age for Gartner employees is 60, and your pension is calculated on that basis, however legally you may take retirement at any age after 50.
Stock Purchase Plan
All full time employees have the opportunity to purchase shares of Gartner common stock free of brokerage charges, via E-Trade.
The company operates two trading periods every year, six months commencing 1st February and 1st August each year. Currently Gartner does not offer tax breaks or discounted purchase prices to UK employees. The price used will be the average closing prices of the last 5 trade dates in the month taken from the Wall Street Journal (U.S. edition).
Holidays
In addition to any Public Holidays you may be entitled to, Gartner UK grants employees 24 days holiday per annum.
Hours
Gartner UK has a standard workweek of 37 1/2 hours.
Company Car
Gartner provides company cars to employees on both a job need basis and job level basis.
Life Assurance
During employment with Gartner UK, employees are insured for three times their 'On Target Earnings' i.e. salary plus commission/bonus. Cover is automatic for all employees with effect from the first day of employment.
Employees are also insured for death under any circumstance whilst you are an employee of Gartner UK. In the event of death, the insured sum is passed to trustees of the pension fund for disposition.
Permanent Health/Disability Insurance
Gartner provides Permanent Health Insurance to all employees, subject to the terms and conditions of employment. However the maximum waiting period for membership in this scheme is three years.
This insurance provides 75% of salary or 75% of prior tax year earnings; whichever is the greater, after 26 weeks of continuous absence through certified illness or disability. The insurance will continue until either return to work, retirement in service, or death in service.
During the 26-week qualifying period, prior to the commencement of the insurance scheme employees receive a mixture of Company Sick Pay and social security benefits provided at no expense to the individual.
Private Health Insurance
Gartner provides a Private Medical Insurance Scheme to its employees through the government scheme. All employees are eligible to join on their first day of employment.
Company Sick Pay
All employees absent from work due to illness receive sick pay based on their normal salary and the length of service with Gartner at the start of the absence.
Pension
All employees are eligible to participate in the Italian State pension scheme. The benefit is based on both employer (Gartner) and employee annual contributions. Gartner will contribute 42% of current earnings, and the employee is required to contribute 9% of current earnings. Earnings include base salary, bonus and a portion of the car allowance, if applicable. The contributions are made to the State social scheme that provides old age, disability and survivors pensions.
The actual pension paid is based on the actual contributions made by the employer and employee over the total working life of the employee.
Retirement age for Italian employees is 60 for female employees and 65 for male employees, and the pension is calculated on that basis. However, early retirement may be taken with no reduction in benefits, provided attainment of age 57 and contributions have been made into the scheme for 35.
Company Car
Gartner provides company cars to employees on both a job-needed basis and a job-level basis.
Holidays
Gartner grants full time employees 33 holidays per annum, in addition to any public holidays.
Maternity Leave
The maternity policy covers five months of leave at 80% of salary, plus up to an additional six months of leave at 30% of salary.
The additional six months of leave may be taken at any time during the first three years of the baby's life.
Paternity Leave
The paternity policy covers three months of leave at 80% of salary, plus up to an additional six months of leave at 30% of salary.
The additional six months of leave may be taken at any time during the first three years of the baby's life.
Leave upon Marriage
Upon the event of marriage, Gartner will grant an additional 15 days leave.
Luncheon Voucher
Gartner provides all its employees with luncheon vouchers that can be used in many local restaurants.
Life Assurance
All employees are entitled to life assurance cover equal to the value of five times current compensation in case of death; and six times current compensation in case of permanent disability. Coverage is automatic for all employees with and is effective on the first day of employment.
The benefit covers death under any circumstance while an employee of Gartner. In the event of death, the insured sum is passed to the legal heirs according to the Italian law.
Disability Pension
Gartner provides a disability pension through State Scheme and according to the Italian regulations of the matter. No further contributions are required from the employees.
Stock Purchase Plan
All full time employees have the opportunity to purchase shares of Gartner common stock free of brokerage charges, via E-Trade.
The company operates two trading periods every year, six months commencing 1st February and 1st August each year. Currently Gartner does not offer tax breaks or discounted purchase prices to employees in Italy. The price used will be the average closing prices of the last 5 trade dates in the month taken from the Wall Street Journal (U.S. edition).
The descriptions of Gartner's benefit plans presented here are summaries and are not intended to represent the full scope of the programs or to take the place of the legal documents. No benefits described on this page shall be construed as implying any contract of employment. The policies stated here are subject to change.
|
|
|
|
|
|
|
