Hype Cycle for the Future of Money, 2012



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The Nexus of Forces (information, cloud, context and mobile, and the social commons) enables the evolution of new mediums of exchange, stores of value and units of account. This Hype Cycle introduces 30 technologies propelling the democratization of the traditional monetary economy.

Table of Contents

  • Analysis
    • What You Need to Know
    • The Hype Cycle
    • The Priority Matrix
    • On the Rise
      • Biometric Wallets
      • Money Clouds
      • Quantum Money
      • MintChips
      • Mobile Lending
      • Infonomics
      • Peer-to-Peer Foreign Exchange Marketplace
      • Co-creation
      • IP Money
      • Social Capital
    • At the Peak
      • Green Money
      • Gaming Tokens as Money
      • Behavioral Economics
      • Collaborative Currency
      • Mobile Coupons
      • Mobile Thick Wallet Solutions
      • Digital Complementary Currencies
      • Mobile Thin Wallet Solutions
    • Sliding Into the Trough
      • Loyalty Points Marketplaces
      • Bandwidth as Currency
      • Carbon Credits
      • Micropatronage and Crowdfunding
      • Social Network Payment System
      • Bank Digital Safety Deposit Boxes
      • Time Banks
      • Digital Barter Exchanges
      • Retail PIVAS Applications for Promotional Activity
      • Mobile Retail Stock Trading (U.S.)
    • Climbing the Slope
      • Physical Complementary Currencies
      • Internet Micropayment Systems
      • Hype Cycle Phases, Benefit Ratings and Maturity Levels
  • Recommended Reading
© 2012 Gartner, Inc. and/or its Affiliates. All Rights Reserved. Reproduction and distribution of this publication in any form without prior written permission is forbidden. The information contained herein has been obtained from sources believed to be reliable. Gartner disclaims all warranties as to the accuracy, completeness or adequacy of such information. Although Gartners research may discuss legal issues related to the information technology business, Gartner does not provide legal advice or services and its research should not be construed or used as such. Gartner shall have no liability for errors, omissions or inadequacies in the information contained herein or for interpretations thereof. The opinions expressed herein are subject to change without notice.

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