Hype Cycle for Banking Payments, 2006


Analyst(s): | | | | |

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Emerging technology continues to reshape the payment business, and nimble competitors are attacking banking's traditional domain. Banks must selectively adopt those technologies that will retain customers, drive growth and increase business effectiveness.

Table of Contents

  • Analysis
    • 1.0 What You Need to Know
    • 2.0 The Hype Cycle
    • 3.0 The Priority Matrix
    • 4.0 On the Rise
      • 4.1 Converged Payment Clearing and Settlement
      • 4.2 Payment Hub
      • 4.3 Near Field Communications for Payments
      • 4.4 Converged Payment Execution
      • 4.5 Payment Information Value-Added Services
      • 4.6 EBPP Infrastructure Used for Small Business
    • 5.0 At the Peak
      • 5.1 Converged Corporate Payment Origination
      • 5.2 BPM in Payment Consolidation
    • 6.0 Sliding Into the Trough
      • 6.1 Integrated Contactless Mobile Payments
      • 6.2 Biometric Payments
      • 6.3 Contactless Retail
      • 6.4 Mobile Phone Payments
      • 6.5 Internet Micropayments
      • 6.6 Reusing Payment Cards to Authenticate Customers — EU
      • 6.7 XML Messaging Standards for Payments
    • 7.0 Climbing the Slope
      • 7.1 Contactless Transit
    • 8.0 Appendices
      • 8.1 Previous Iteration of the Hype Cycle
      • 8.2 Hype Cycle Phases, Benefit Ratings and Maturity Levels
  • Recommended Reading
© 2006 Gartner, Inc. and/or its Affiliates. All Rights Reserved. Reproduction and distribution of this publication in any form without prior written permission is forbidden. The information contained herein has been obtained from sources believed to be reliable. Gartner disclaims all warranties as to the accuracy, completeness or adequacy of such information. Although Gartners research may discuss legal issues related to the information technology business, Gartner does not provide legal advice or services and its research should not be construed or used as such. Gartner shall have no liability for errors, omissions or inadequacies in the information contained herein or for interpretations thereof. The opinions expressed herein are subject to change without notice.

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