Gartner Research

Hype Cycle for Financial Services Payment Systems, 2009

Published: 27 July 2009

ID: G00168867

Analyst(s): Christophe Uzureau , Mary Knox , Alistair Newton , Stessa Cohen , Juergen Weiss , Richard J. De Lotto , Douglas McKibben , Kristin Moyer

Summary

Banking consumers and corporate clients want payment systems that help them access and control their liquidity. Never before have banking customers asked so strongly: "Where is my money?"

Table Of Contents
  • What You Need to Know
  • The Hype Cycle
    • Methodology Reminder
    • What Matters: Where Is My Money?
  • The Priority Matrix
  • On the Rise
    • APaaS and SEAP for Payments
    • Retail Payment Portfolio Management Solutions
    • SEPA Direct Debit Mandate Management Solutions
    • Alternative Card Networks
    • Component-Based Card Management Software
    • BPM Technologies in Payment Consolidation
  • At the Peak
    • IBAN/BIC Conversion Applications
    • Payment Services Hub (PSH)
    • Bank Delivery of Electronic Invoicing Presentment and Payment (EIPP) Solutions
    • Near-Real-Time Payment Systems in the Single Euro Payment Area (SEPA)
    • Decoupled Payment System
    • Electronic Payment Fraud Management Applications
    • Rule-Based Corporate Payment Initiation
    • Integrated Contactless Mobile Payment System, Rest of World
    • Retail PIVAS Applications for Promotional Activity
  • Sliding Into the Trough
    • Liquidity/Cash Flow Forecasting Services
    • Automated Payment Tracking and Reconciliation Services
    • Multipayment Application Instrument
    • Biometric Payment System
    • Integrated Contactless Mobile Payment System — Japan
    • Contactless Retail Payment System
    • Over-the-Air Mobile Phone Payment Systems, Developed Markets
    • Check-to-ACH Conversion, U.S.
    • OTA Mobile Phone Payment System for Emerging and Unbanked Payment Markets
  • Climbing the Slope
    • Internet Micropayment Systems
    • Contactless Transit Retail Payment System, Asia/Pacific
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels

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