Gartner Research

Hype Cycle for Financial Services Payment Systems, 2010

Published: 28 July 2010

ID: G00205010

Analyst(s): Christophe Uzureau

Summary

Access to and control of their liquidity remain primary objectives of banks' customers. This is accompanied by a demand for a personalization of payment products and services. As a result, 2010 will be the year banks prepare their payment operations for sustainable personalization.

Table Of Contents
  • What You Need to Know
  • The Hype Cycle
    • Methodology Reminder
    • Building an Integrated Payment Ecosystem
    • Providing More Choice With Stronger Account Services
    • Liquidity Management Demands More Visibility on Payment Value Chain
    • Process Innovation and Personalization
    • Modernizing Bank's Payment Systems
  • The Priority Matrix
  • Off The Hype Cycle
  • On the Rise
    • APaaS for Payments
    • Payments Decomposition
    • SEPA Direct-Debit Mandate Management Solutions
    • Open Development Platform for Payments
    • Retail Payment Portfolio Management Solutions
    • Component-Based Card Management Software
    • Alternative Card Networks
  • At the Peak
    • Enterprise Mobile Financial Services Solutions
    • IBAN/BIC Conversion Applications and Services
    • Transaction Banking 2.0
    • Payment Services Hub
    • Social Network Payment System
    • Decoupled Payment System
    • Self-Service Applications for Commercial Customers
    • Integrated Contactless Mobile Payment System, Rest of World
  • Sliding Into the Trough
    • Near-Real-Time Payment Systems in the Single Euro Payments Area
    • Bank Delivery of Electronic Invoicing Presentment and Payment (EIPP) Solutions
    • Retail PIVAS Applications for Promotional Activity
    • Rule-Based Commercial Payment Initiation
    • Liquidity/Cash-Flow Forecasting Services
    • Automated Payment Tracking and Reconciliation Services
    • Multipayment Application Instrument
    • Biometric Payment System
    • Integrated Contactless Mobile Payment System — Japan
    • Contactless Retail Payment System
    • Over-the-Air Mobile Phone Payment Systems, Developed Markets
  • Climbing the Slope
    • OTA Mobile Phone Payment Systems for Emerging and Unbanked Payment Markets
    • Internet Micropayment Systems
  • Entering the Plateau
    • Contactless Transit Retail Payment System, Asia/Pacific
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels

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