Gartner Research

The Future of Personal Financial Management Tools Demands Radical Changes to Bank Architecture

Published: 16 August 2012

ID: G00229649

Analyst(s): Stessa Cohen


Personal financial management tools can help bank customers manage their finances better and create significant revenue opportunities for banks. However, major architectural changes will be needed.

Table Of Contents


  • The Future of PFM — And the Architectural Challenges It Presents
    • The First Dimension: A Clear View of the Past
    • The Second Dimension: A Social Approach to PFM
    • The Third Dimension: Connect the Customer's Past, Present and Future
  • Support Key PFM Business Process Requirements

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