Gartner Research

Hype Cycle for the Future of Money, 2013

Published: 19 July 2013

ID: G00252277

Analyst(s): David Furlonger


The Nexus of Forces of information, cloud, mobile and social enables the evolution of new mediums of exchange, stores of value and units of account, which is the future of money. Understanding and capturing value from this future are critical to personal and corporate survival and growth.

Table Of Contents


  • What You Need to Know
  • The Hype Cycle
  • The Priority Matrix
  • On the Rise
    • Quantum Money
    • Money Clouds
    • MintChip
    • Infonomics
    • Customer Co-creation
    • PIVAS — Tracking and Negotiation
    • IP Money
    • Peer-to-Peer Foreign Exchange Marketplace
    • Social Capital
  • At the Peak
    • Mobile Lending
    • Gift Economies
    • Green Money
    • Behavioral Economics
    • Gaming Tokens as Money
    • Collaborative Currencies
    • Cryptocurrencies
    • Digital Complementary Currencies
  • Sliding Into the Trough
    • Retail Digital Coupons
    • Loyalty Point Marketplaces
    • Bandwidth as Currency
    • Digital Wallet Solutions
    • Alternative Card Networks
    • Carbon Credits
    • Mobile Retail Securities Trading (Non-U.S.)
    • Micropatronage and Crowdfunding
    • Social Network Payment System
    • Bank Digital Safety Deposit Boxes
    • Time Banks
    • Digital Barter Exchanges
    • PIVAS — Reward and Loyalty
    • Virtual Worlds
    • Biometric Payment Systems
  • Climbing the Slope
    • Tokenization
    • Physical Complementary Currencies
    • Mobile Retail Securities Trading (U.S.)
    • Internet Micropayment Systems
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels

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