Gartner Research

Hype Cycle for Open Banking, 2013

Published: 23 July 2013

ID: G00251123

Analyst(s): Kristin Moyer


Open banking is the provision of services in the context of users through API platforms, app stores and apps. Use this new Hype Cycle to identify ways to deliver services that revolve around the digital lives of customers.

Table Of Contents


  • What You Need to Know
  • The Hype Cycle
    • Overhyped and Undervalued Technologies and Strategies
    • Why This Hype Cycle Is Front-Loaded
    • Multigeography, Multicontext Analysis
  • The Priority Matrix
  • On the Rise
    • Community Source Banking Systems
    • OpenID Connect
    • Business Models
    • Bank-Branded App Stores
    • Integration PaaS
    • Open Bank Project
    • Business Strategy
    • Vendor Readiness
    • API Marketplaces
    • Open-Source Banking Systems
    • OAuth
    • Application PaaS (aPaaS)
    • Cloud API Management
    • Crowdsourcing
    • Apptrepreneurs
    • Application Services Governance
  • At the Peak
    • Hackathons
  • Sliding Into the Trough
    • Public Web APIs
    • Banking Apps
    • Micrometered Revenue Models
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels

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