Gartner Research

Hype Cycle for the Future of Money, 2014

Published: 06 August 2014

ID: G00263518

Analyst(s): David Furlonger


The focus of this Hype Cycle is the evolution of currencies, associated payment mechanisms, business models and enabling technologies to create new commercial ecosystems.

Table Of Contents


  • What You Need to Know
  • The Hype Cycle
    • The Main Considerations of the Future of Money
    • New on the Hype Cycle
    • Major Changes
    • Name Changes
    • Who Can Benefit From This Hype Cycle
  • The Priority Matrix
  • Off the Hype Cycle
  • On the Rise
    • Quantum Money
    • MintChip
    • Money and Payment Clouds
    • PIVAS — Tracking and Negotiation
    • IP Money
    • Customer Co-development Products and Services Banking
    • Infonomics
    • Member Incentives for Wellness for U.S. Healthcare Payers
    • Mobile Digital Payment Advisor
  • At the Peak
    • Social Capital
    • Gift Economies
    • Green Money
    • Peer-to-Peer Foreign Exchange Marketplace
    • Cryptocurrencies
    • Gaming Tokens as Money
    • Gamification in Banking
    • Mobile Lending
  • Sliding Into the Trough
    • Collaborative Commerce
    • Digital Currencies
    • Retail Digital Coupons
    • Bandwidth as Currency
    • Behavioral Economics
    • Loyalty Point Marketplaces
    • Digital Wallet Solutions
    • Alternative Card Networks
    • Carbon Credits
    • Social Network Payment System
    • Micropatronage and Crowdfunding
    • Bank Digital Safety Deposit Boxes
    • Time Banks
    • Virtual Worlds
    • Digital Barter Exchanges
  • Climbing the Slope
    • PIVAS — Reward and Loyalty
    • Biometric Payment Systems
    • Physical Complementary Currencies
    • Tokenization
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels

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