Gartner Research

IT Market Clock for Remote Deposit Capture, 2014

Published: 24 September 2014

ID: G00270024

Analyst(s): Stessa Cohen


Mobile RDC offers banks opportunities for self-service, cost savings and process efficiencies. However, bank IT and business staff must understand the rapid maturity of RDC technologies to build viable deployment road maps, plan timely divestments, and manage portfolios and strategies.

Table Of Contents


  • What You Need to Know
  • The IT Market Clock
    • Useful Market Life
    • Commoditization
    • Market Life and Commoditization Measures
    • IT Market Clock Changes for 2014
  • IT Market Clock Recommendation Summary
  • Market Background
    • Consumer Payment Behavior Changes
    • Increased Consumer Interest in Remote Check Deposit
    • Deposit Capture Decisions Facing Banks
    • Standardization of Deposit Capture Technology
    • Implications for the IT Market Clock
  • Supplier Landscape
  • Asset Class Profiles
    • Choice
    • Cost
    • Replacement

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