Gartner Research

Anyone Can Build a Bank

Published: 05 November 2014

ID: G00270482

Analyst(s): Kristin Moyer


Digital technologies and architectural advances have lowered the barriers to entry across industries, including retail banking. Although this means new, unfamiliar competition, banking CIOs now have new opportunities in a world where anyone can build anything — including a bank.

Table Of Contents


  • Banking Made Easy
  • From "Retail Banking Is Not Dead Yet"
    • Recommendations
  • From "Nonbanks Are Changing the Rules of Digital Banking"
    • Recommendations
  • From "Use Digital Banking to Beat Nonbank Disruption"
    • Recommendations
  • Conclusion: Anyone Can Build Anything, and So Can Banking CIOs

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