Gartner Research

Hype Cycle for Digital Banking Transformation, 2015

Published: 27 July 2015


To be truly digital, banks must pair an emphasis on customer-facing capabilities with investment in the technical, architectural, analytic and organizational foundations that enable participation in the financial services ecosystem.

Included in Full Research

  • What You Need to Know
  • The Hype Cycle
  • The Priority Matrix
  • Off the Hype Cycle
  • On the Rise
    • Programmable Business Model for Banking
    • Smart Contracts
    • Business Ecosystem Modeling
    • Digital Wallet Consumer Hub
    • IoT for Banking
    • Digital Payment Advisor
    • Open Bank Systems
    • Geolocation Products and Services
    • Public Cloud for Core Banking
    • Digital Personal Financial Advisor
    • Blockchain/Distributed Ledgers
    • Mobile Imaging for Bank Staff
    • Open-Source Banking Systems
    • Wearable Banking Apps
    • Advanced Analytics
  • At the Peak
    • Biometric Mobile Banking Authentication
    • Mobile Imaging for Bank Customers
    • Open Unified Digital Banking Solutions
    • Hybrid Cloud
    • Open Banking
    • Public Cloud
  • Sliding Into the Trough
    • Logical Data Warehouse
    • Remote Commerce Emulation Payment Systems
    • In-Branch and ATM Video
    • Cloud-Driven Business and IT Services
    • Social Messaging App Wallet
    • Tablet Apps
    • Digital Wallets
    • Big Data Management
    • BIAN Standards
    • Intelligent Bank Operations
    • Private Cloud Computing
    • Mobile-Originated Proximity Payment Systems
    • Near-Real-Time Low-Value Payment Systems
  • Climbing the Slope
    • Mobile-Originated P2P Payment Solutions (for Mature Payment Markets)
    • Smartphone Banking
    • Mobile Wireless Payment Systems (for Nonmature Payment Markets)
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels


Mary Knox

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