Gartner Research

Costs and the Need for Regulatory Agility Are Driving CIOs to Evaluate SaaS Core Banking

Published: 29 October 2015

ID: G00276822

Analyst(s): Don Free


Regulatory volatility and increasing pressure to optimize and control costs are leading bank CIOs to explore alternative core banking delivery models. SaaS enables banks, especially small-to-midsize institutions and virtual banks, to benefit from regulatory agility and predictable servicing costs.

Table Of Contents


  • The Three Key Elements of SaaS Core Banking
    • Cost Predictability and Optimization: A Critical Driver
  • The Need for Agility in a Highly Regulated World
  • SaaS Challenges to Be Addressed: Regulation, Data Security and Integration
  • Banks' Key SaaS Core Banking Decision Factors

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