Published: 16 November 2015
Summary
Organizations want absolute proof of identity but must learn to live with shades of uncertainty. Fraud, security and business managers should use a layered identity assessment approach that relies more on dynamic information and less on static, regulated PII data.
Included in Full Research
- Absolute Identity Proofing Is Dead
- Achieving Absolute Certainty About an Identity's Legitimacy Is Impossible
- Increase Reliance on Dynamic Information and Reduce Reliance on Static PII
- Pricing; Static vs. Dynamic
- Use a Four-Layered Identity Assessment Approach
- Layer 1: Endpoint
- Layer 2: Navigation
- Layer 3: User Data
- Layer 4: Linkages and Metadata
- Favor Vendors That Combine Multiple Layers, Plentiful Identity Data and Intelligence
- Gluing Identity Assessment Systems Together
- Narrow Down Identity Assessment Transactions That Require Follow Up
- Manage Exceptions by Considering Alternative Measures
- Manually Slow the Transaction Down
- Automatically Challenge the User
- Conclusion