Gartner Research

China Summary Translation: 'Hype Cycle for Open Banking APIs, Apps and App Stores, 2015'

Published: 07 January 2016

ID: G00296906

Analyst(s): Evan Zeng , Kristin Moyer


The focus of this Hype Cycle is the self-service discovery, provisioning and creation of new banking services by ecosystems that are inside and outside the bank. APIs, apps, app stores and partners are key to enabling open banking.

Table Of Contents


Hype Cycle for Open Banking APIs, Apps and App Stores, 2015


  • What You Need to Know
  • The Hype Cycle
    • The Four Main Categories of Open Banking
    • Off the Hype Cycle
    • New on the Hype Cycle
    • Why This Hype Cycle Is Front-Loaded
    • Fast Movers
    • Who Can Benefit From This Hype Cycle?
    • Multigeography, Multicontext Analysis
  • The Priority Matrix
  • On the Rise
    • Community Source Banking Systems
    • Programmable Business Model
    • Commercial Banking APIs
    • Open Bank Project
    • Open Bank Systems
    • OpenID Connect
    • Banking App Stores
    • Open Banking Strategy
    • Open Business Model
    • Software-Defined Application Services
    • Open-Source Banking Systems
    • API-Enabled Ecosystems
    • Retail Banking APIs
  • At the Peak
    • Internal Hackathons
    • API Marketplaces
    • Bank Employee Mobile Apps
    • Application Services Governance
    • Internal APIs
    • Commercial Banking Apps
    • OAuth
    • Public Web APIs
    • External Hackathons
  • Sliding Into the Trough
    • Crowdsourcing
  • Entering the Plateau
    • Fintech APIs
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels

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