Gartner Research

Use PSD2 to Accelerate Open Banking

Published: 19 February 2016

ID: G00297944

Analyst(s): Alistair Newton , Christophe Uzureau , Kristin Moyer


The revised Directive on Payment Services forces open banking because it requires banks in 28 EU countries to open up data and transactions to new market entrants. CIOs in all geographies can learn from the best and worst practices that emerge from PSD2.

Table Of Contents
  • Recommendations for CIOs


  • Overview
  • Why Open Banking and PSD2 Go Together
    • Open Banking Overview
    • PSD2 Overview
  • PSD2 Impacts for Financial Institutions
  • CIO Action Plan
    • New Business Models
    • New Operating Models
    • New Ecosystems
  • Next 90 Days

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