Gartner Research

Make PSD2 Pay the Change

Published: 26 February 2016

ID: G00300254

Analyst(s): Christophe Uzureau , Kristin Moyer , Alistair Newton


PSD2 has implications for banks beyond lower margins and technical updates. It is reshuffling the roles within the European payment ecosystem. To benefit from this transition, CIOs, heads of payments and digital leaders should use PSD2 to make overdue changes to payment strategies and operations.

Table Of Contents


  • Connecting the Dots
    • What Matters
    • Who Matters
    • PSD2 Not Operating in a Vacuum
  • Strategic Risks
    • Loss of Market Power
    • Loss of Information Leverage
    • System Risks (and Requirements)
    • Reputation Risks
  • Turning PSD2 Into a Strategic Catalyst
    • Follow the Money
    • Follow the Information

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