Gartner Research

How Card Acceptors Can Protect Against the New Wave of Card Fraud

Published: 19 April 2016

ID: G00298571

Analyst(s): Jonathan Care


Fraudsters are increasing their focus on card not present fraud, targeting Web commerce and mail/phone orders. Card acceptors are reluctant to slow down transactions, while banks are unwilling to absorb liability. Gartner examines what fraud managers can do to deter attacks and lower loss.

Table Of Contents
  • Key Challenges



  • A Taxonomy of CNP Fraud
  • Monitor Decline Logs and Obtain TC-40 Reports From the Payment Processor
  • Consider Whether a Full-Service Managed Payment Provider or a Payment Gateway Meets Fraud Needs
  • Guaranteed Fraud Detection Platform or Decision Support
  • Consider the Platforms to Be Supported (Mobile, Web, Call Center)
  • Using Bank-Provided Layer 3 Fraud Detection Technologies
    • 3-D Secure

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