Gartner Research

Industry Vision: Tipping Point for Banks as Platforms

Published: 03 May 2016

ID: G00303135

Analyst(s): Kristin Moyer , Graham Waller


Some markets have already reached the tipping point for banks as platforms, though culture is still a barrier. Banking CIOs and digital strategists can use this research to help track when culture, regulations and technology reach the tipping point for banks as platform companies.

Table Of Contents
  • Impacts


Impacts and Recommendations

  • CIOs and digital strategists should estimate three tipping points for banks as platforms — culture, regulation and technology — or risk investing too early or too late to seize market opportunity
    • Culture
    • Regulations
    • Technology
  • CIOs and digital strategists who nudge individual tipping points in their favor can gain a time-to-market advantage over competitors

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