Gartner Research

Blockchain Will Prove to Be a Risky Route for Payment Systems

Published: 12 October 2016

ID: G00310735

Analyst(s): Christophe Uzureau , Alistair Newton


Using blockchain or associated distributed ledger technology to help innovate at the margins of the payment space should be encouraged. However, bank CIOs must not use it to build systemically important domestic bulk payment systems for at least five years until the technology has greatly matured.

Table Of Contents


  • Blockchain Integration Risk
  • Imperative Fundamentals
  • Future Potential in the Payment Space
  • Decision-Making Challenges

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