Gartner Research

Hype Cycle for Open Banking, 2017

Published: 28 July 2017

ID: G00314142

Analyst(s): Paolo Malinverno , Kristin Moyer , Mark O'Neill


An open bank shares or consumes business services like data, transactions and algorithms with business ecosystem partners. All CIOs need to create a response to open banking, but not all CIOs need to share business services in a public way.

Table Of Contents


  • What You Need to Know
  • The Hype Cycle
    • The Four Main Categories of Open Banking
    • Off the Hype Cycle
    • New on the Hype Cycle
    • Why This Hype Cycle Is Front-Loaded
    • Fast Movers
    • Who Can Benefit From This Hype Cycle?
    • Multigeography, Multicontext Analysis
  • The Priority Matrix
  • On the Rise
    • API Marketplaces
    • API Threat Protection
    • Digital Marketplaces
    • Open-Source Banking Systems
    • Open Bank Project
    • Open Banking Strategy
  • At the Peak
    • Digital Business Platform
    • API Standards
    • Business Ecosystems
    • Platform Business Models
    • API Management PaaS
    • Internal Hackathons
    • Open Banking
  • Sliding Into the Trough
    • Full Life Cycle API Management
    • External Hackathons
    • Public Web APIs
    • Internal APIs
    • BIAN Standards
  • Climbing the Slope
    • Private APIs
  • Entering the Plateau
    • Fintech APIs
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels

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