Gartner Research

Open Banking: Adoption Increases, but Barriers Challenge Path to Collaborative Openness

Published: 23 March 2018

ID: G00347631

Analyst(s): Kristin Moyer , Stessa Cohen


Gartner's recent survey with Efma on innovation thinking and strategies for participating banks offers insight into the state of open banking and use of API technology. This data indicates that bank CIOs face significant nontechnical barriers in deploying open banking technologies.

Table Of Contents


  • More Banks Pursue Open Banking, but Most Haven't
  • Majority of Banks Are Using Internal Rather Than Public Platforms
  • Most Barriers to Creating an Open Bank Are Business-Related

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