Gartner Research

Digital In or Digital Out? Embed New Technology Inside of Insurance Core Systems to Kick-Start Digital Strategy

Published: 11 June 2018

ID: G00362974

Analyst(s): Richard Natale


Investing in rapidly evolving digital technologies enterprisewide can be too risky or expensive for life and P&C insurance CIOs. They can still deliver differentiating insurance functionality by infusing digital technology directly into the fabric of their insurance core systems.

Table Of Contents


  • Despite a Variety of Use Cases for Acquiring and Deploying Insurance Core System Functionality, Embedded Digital Technology Is Available
  • Vendor-Supplied Life Insurance Core Systems Embedded With Digital Technology Are a Viable Way to Acquire Differentiating Capability With Lower Cost and Reduced Vendor Risk
  • Insurance Core Systems Embedded With Digital Capabilities Reduce the Need for In-House Expertise in High-Demand, Emerging Technology Skills

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