Gartner Research

Banking Industry Scenarios in 2030 — The Platformist Bank: Leveraging Platforms and Machines

Published: 25 July 2018

ID: G00357409

Analyst(s): Stessa Cohen , Fabio Chesini , Nicole Sturgill


In an evolving business and technology landscape, banking and investment CIOs must consider different scenarios to plan for the future. For firms exploring the Platformist scenario, we offer approaches to prepare for a machine-led future with multiple ecosystems to create wide access to value.

Table Of Contents


  • Characteristics of a Platformist Future
  • Recognize When Conditions Support a Platformist Scenario
    • Autonomous Adaptability: Machine-Led
    • Ecosystem Model: Wide Access to Value Creation
    • Critical Success Factors and Leading Indicators
    • A Day in the Life of a Platformist Bank
    • Action Plan for the CIO

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