Gartner Research

Hype Cycle for Open Banking, 2018

Published: 31 July 2018

ID: G00340346

Analyst(s): Paolo Malinverno , Joanne Pollitt , Mark O'Neill

Summary

An open bank shares or consumes business services like data, transactions and algorithms with business ecosystem partners. This Hype Cycle can assist CIOs and business partners to assess the set of strategies, architecture, technologies and ecosystems necessary to successfully deploy open banking.

Table Of Contents

Analysis

  • What You Need to Know
  • The Hype Cycle
    • The Four Main Categories of Open Banking
    • Who Can Benefit From This Hype Cycle?
    • Multigeography, Multicontext Analysis
  • The Priority Matrix
  • Off the Hype Cycle
  • On the Rise
    • API Marketplaces
    • Open-Source Banking Systems
    • Open Banking Strategy
    • Digital Marketplaces
  • At the Peak
    • API Threat Protection
    • Business Ecosystems
    • API Standards
    • Blockchain Consortium
    • Digital Business Technology Platform
    • Platform Business Models
  • Sliding Into the Trough
    • API Management PaaS
    • Open Banking
    • Full Life Cycle API Management
    • Public Web APIs
    • Hackathons
    • BIAN Standards
  • Climbing the Slope
    • Internal APIs
    • Private APIs
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels

Gartner Recommended Reading

©2019 Gartner, Inc. and/or its affiliates. All rights reserved. Gartner is a registered trademark of Gartner, Inc. and its affiliates. This publication may not be reproduced or distributed in any form without Gartner’s prior written permission. It consists of the opinions of Gartner’s research organization, which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, Gartner disclaims all warranties as to the accuracy, completeness or adequacy of such information. Although Gartner research may address legal and financial issues, Gartner does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by Gartner’s Usage Policy. Gartner prides itself on its reputation for independence and objectivity. Its research is produced independently by its research organization without input or influence from any third party. For further information, see Guiding Principles on Independence and Objectivity.

Already have a Gartner Account?

Become a client

Learn how to access this content as a Gartner client.