Gartner Research

Hype Cycle for Open Banking, 2018

Published: 31 July 2018

ID: G00340346

Analyst(s): Paolo Malinverno , Joanne Pollitt , Mark O'Neill


An open bank shares or consumes business services like data, transactions and algorithms with business ecosystem partners. This Hype Cycle can assist CIOs and business partners to assess the set of strategies, architecture, technologies and ecosystems necessary to successfully deploy open banking.

Table Of Contents


  • What You Need to Know
  • The Hype Cycle
    • The Four Main Categories of Open Banking
    • Who Can Benefit From This Hype Cycle?
    • Multigeography, Multicontext Analysis
  • The Priority Matrix
  • Off the Hype Cycle
  • On the Rise
    • API Marketplaces
    • Open-Source Banking Systems
    • Open Banking Strategy
    • Digital Marketplaces
  • At the Peak
    • API Threat Protection
    • Business Ecosystems
    • API Standards
    • Blockchain Consortium
    • Digital Business Technology Platform
    • Platform Business Models
  • Sliding Into the Trough
    • API Management PaaS
    • Open Banking
    • Full Life Cycle API Management
    • Public Web APIs
    • Hackathons
    • BIAN Standards
  • Climbing the Slope
    • Internal APIs
    • Private APIs
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels

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