Gartner Research

Critical Capabilities for Global Retail Core Banking

Published: 11 September 2019

ID: G00372739

Analyst(s): Don Free , Vittorio D'Orazio


A core banking system renewal is one of the most difficult and risky challenges. Gartner’s framework of critical capabilities guides bank CIOs through this crucial task by assessing the key global vendors against seven critical capabilities and seven use cases, depending on the bank’s size.

Table Of Contents

What You Need to Know


  • Critical Capabilities Use-Case Graphics
  • Vendors
    • EdgeVerve Systems
    • Finastra (Fusion Essence)
    • Intellect Design Arena
    • Mambu
    • Oracle
    • TCS
    • Temenos
  • Context
  • Product/Service Class Definition
  • Critical Capabilities Definition
    • Component-Based Architecture
    • Internationality
    • Interoperability
    • Functional Granularity
    • Small-Bank Segment
    • Midsize-Bank Segment
    • Large-Bank Segment
  • Use Cases
    • Small Bank/Simple Deployment
    • Small Bank/Complex Deployment
    • Midsize Bank/Simple Deployment
    • Midsize Bank/Complex Deployment
    • Large Bank/Complex Deployment
    • Worldwide Multinational Deployment
    • Challenger Bank Deployment
  • Vendors Added and Dropped
    • Added
    • Dropped

Inclusion Criteria

  • Market Penetration
    • Market Penetration by Country
    • Market Penetration by Region
  • Active Market Presence
    • New Client Wins
    • Clients Going Live
  • Critical Capabilities Rating

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