Gartner Research

Hype Cycle for Open Banking, 2019


An open bank shares or consumes business services like data, transactions and algorithms with business ecosystem partners, such as other banks, partners, employees, customers, fintechs and developers. This Hype Cycle can assist CIOs in evaluating the capabilities required to enable open banking.

Published: 04 October 2019

ID: G00407495

Analyst(s): Joanne Pollitt

Table Of Contents


  • What You Need to Know
  • The Hype Cycle
  • The Priority Matrix
  • Off the Hype Cycle
  • On the Rise
    • Adaptable Relationship Open Banking
    • Business Ecosystem Modeling
  • At the Peak
    • API Marketplaces
    • API Threat Protection
    • Digital Business Technology Platform
    • API Standards
    • Digital Marketplaces
  • Sliding Into the Trough
    • Bank Orchestration Platform Model
    • Bank Collaboration Platform Model
    • Blockchain Consortium
    • API Management PaaS
    • Bank Creation Platform Model
    • Open Banking Strategy
    • Public APIs
  • Climbing the Slope
    • BIAN Standards
    • Full Life Cycle API Management
    • Bank Matching Platform Model
    • Hackathons
  • Entering the Plateau
    • Private APIs
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels

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