Gartner Expert

Agustín Rubini

Director Analyst

Agustin Rubini is an esteemed Director Analyst within the Financial Services/Banking team of the CIO Group. With a specialization in business, commercial, and corporate banking, Mr. Rubini is an unrivaled authority on key industry trends and developments in the future of banking.

Mr. Rubini's comprehensive expertise extends to commercial lending, buy now pay later (BNPL), embedded finance, and cutting-edge AI and LLM models, including the industry-renowned ChatGPT in banking. His passion for fintech and innovation in the corporate environment is unparalleled, and he is recognized as a certified executive coach, providing invaluable guidance and support to top-level executives in relation to their career paths and personal branding.

In addition to transforming major banks through his invaluable insights, Mr. Rubini has achieved great success as a published author, having authored two best-selling books: Fintech Founders: Inspiring Tales from the Entrepreneurs that are Changing Finance and Fintech in a Flash: Financial Technology Made Easy.

Mr. Rubini's exceptional credentials include certification by the esteemed Coaching Academy London, a Master's in International Business from La Salle University, and a magna cum laude Bachelor's in Economics. His remarkable achievements and profound expertise make him a highly respected and influential leader within the financial industry.

Previous experience

Prior to joining Gartner, Mr. Rubini gained experience and established a solid background in the banking industry by leading transformation programmes for major British and Spanish banks. He also led strategy consulting projects in several industries, including FMCG and transportation.

Professional background


Senior Programme Manager


Transformation Manager


Programme Manager

Areas of coverage

Financial Services Digital Business Strategy and Innovation

Financial Services Technology Modernization and Transformation

Industry Markets and Technologies

Financial Services Business Leadership and Strategy

Financial Services Customer Experience, Talent and Delivery


Master in International Business (La Salle University) - Honors

Bachelor in Economics (St Andrews University) - Magna Cum Laude

Coaching Academy Corporate Coaching (London)

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Top Issues That I Help Clients Address

1Innovation in Corporate Banking

2Business Banking IT strategy

3Best practices in digital transformation

4Dealing with Fintech threats

5Finance and borrowing technologies including BNPL

Latest research and insights