Who is responsible for managing fraud on P2P payment services like Venmo, Cash App, or Zelle?

The payment service (Venmo, Cash App, Zelle, etc.)54%

Your bank37%

Law enforcement agencies6%

Government regulatory agencies1%

187 PARTICIPANTS
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Password7%

Biometrics (Fingerprint, Face ID)42%

Hardware Tokens22%

SMS Text Message14%

Software Tokens12%

Other (share below)

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Excellent – couldn’t be better!4%

Very good57%

Good25%

Acceptable – it’s good enough6%

Not good – we have to do better5%

Don’t know / show results1%

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