The government is staying open but the fed is keeping interest rates high. How does this impact your Q4 planning?

Financial Management
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CEO in Services (non-Government)2 years ago

I'm seeing both headcount freezes and senior role redundancies particularly in middle management where that roles work is now being split among the team to reduce costs.

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India Head and Director of Global Finance Shared Services in Hardware2 years ago

When the government remains open, but the Federal Reserve (Fed) keeps interest rates high, it can have several significant impacts on financial planning of individuals and corporates. These areas get directly impacted in such scenario. 

1. Cost of Borrowing goes up 2. Savings in Fixed Rate instruments increase 3. Real Estate Market slows down 4. Consumer Spending reduces 5. Stock market tends to drop 6. Currency may appreciate. 

The impact of high-interest rates on financial planning depends on individual circumstances, including income, expenses, goals, and risk appetite. 

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Director of Finance in Consumer Goods2 years ago

It won't effect our Q4 planning as we mostly make use of our internal accruals and has minimal effect of fed increasing the interest rates. Also during budgeting we take into account the impact or changes due to socio economic reasons.

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