Do you have a backup tool for Microsoft 365? Is it necessary?
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Veeam also have tools
For back up. Ms365 only offer retention
It's always very important to take such backups
Yes it is important back up cloud data as well on premisies one.
I have chosen rubrik backup for m365 becouse this solution helps to protect the back ups from cyber attacks (ransonware)
Yes , it is highly recommended to backup 365 since most people are under the impression that 365 doesn’t need backing up, when Microsoft is not backing up your data. There are several options for backing up 365 data (sharepoint and exchange) . I resell and manage this for several clients. Infinite retention at low cost is a huge piece of mind… and there’s no hardware needed etc.
Yes, 100% required. I would also recommend moving it off the Microsoft cloud so you have some major worst case redundancy.