Considering your current FinOps or Cloud Financial Management practice , at which maturity level below do you would rate ? maturity may consider how established an organisation is based on team/unit collaborations, level of automation, clear roles & governance on financial management to execute well on planning budget/expense cloud, visibility and reporting, allocation of cost through showback/chargeback, optimization spend with cost avoidance and rate reduction, effective measurement with kpis on spend vs budget or cloud business value.