Welcome
"Digital disruption is positive! Opportunities will emerge." (cf. Delivering the Digital Banking Experience Primer for 2016).
We do believe that, and therefore we must ride the disruption, not being overwhelmed. Actually we have no choice. Moreover, banks should lead this dramatic change, otherwise they will increasingly lose business and market shares.
These assumptions were taken into account, when we decided to reengineer the trade finance solution.
Cost reduction, improvement in performance effectiveness, more efficient management of paper files and the availability of documents at any time, are just few of the business drivers which should lead to choose this solution. Read more
Dr. Filiberto Salvioni
Chief Operating Officer (COO) and Managing Director
Enterprise SpA
Delivering the Digital Banking Experience Primer for 2016
- Vittorio D'Orazio | Alistair Newton
- 30 March 2016
Digital banking transformation must focus on three key components in 2016 – enhancing customer experience, driving internal efficiencies and creating value in new ways through an ecosystem of people, businesses and things.
Scope
Bank customers' lives are increasingly digital, with technology enabling better-informed decision making, and this makes the digital banking experience a critical competitive differentiator.
Gartner's research in this area focuses on enabling CIOs to:
- Improve net profits through digital transformation (for example, by improving efficiency and creating new digital wallets for growth), which many digital initiatives have so far failed to accomplish.
- Support and leverage an ever-expanding digital banking ecosystem of people, businesses and things in order to create value in new ways.
- Find new ways to adapt to digital disruption driven by new market entrants and new types of value creation (for example, collaborative consumption).
Analysis
Figure 1. Delivering the Digital Banking Experience Overview
Source: Gartner (March 2016)
Enterprise SPA Content
What is T.E.D. – Trade Electronic Dossier – I-Paper Free?
The complex digital market compels banks to innovate their organization and improve their internal efficiency, thus offering better services to their customers. Niche sectors such as Trade Finance, and products like Bank Guarantees and Documentary Credits, aren't exempt from this challenge. Read more
4 T.E.D. I-Paper Free Dashboard
The dashboard is the control room and the unique access point of the solution. It provides, within a synoptic mask, navigation through the several processes, which a trade finance product is made up of. Within each process, it drives the user through the functionalities pertaining to the process itself. Read more
4 I.B.I.S. I-Corporate Banking
Via this solution, deployed onto the Client Portal system of the bank, customers are able to interact directly with their bank, in the various areas of the Trade Finance sector, through specific features which allow the elaboration and monitoring of complex procedures, such as Documentary Credits, Guarantees, Collections and Discounts. Read more
4 T.E.D. I-Paper Free characteristics
- Thorough functionalities for managing the entire lifecycle of dossier:
- Guaranties
- Documentary Credits
- Collections and Discounts
Read more
Business benefits
- Documents retention.
- Management of the Electronic Document Archive, where it is possible to check, view and print any hold document, at any time. Read more
