Gartner Research

Critical Capabilities for Global Retail Core Banking


Replacing a core banking system remains a risky and complex task. Bank CIOs can use Gartner’s framework of critical capabilities to determine which of the global retail core banking vendors is the best match for their banks, while customizing the weighting to create their own selection.

Published: 07 August 2020

ID: G00451379

Analyst(s): Vittorio D'Orazio Don Free

Table Of Contents

What You Need to Know


  • Critical Capabilities Use-Case Graphics
  • Vendors
    • EdgeVerve Systems
    • Intellect Design Arena
    • Mambu
    • Oracle
    • TCS
    • Temenos
  • Context
  • Product/Service Class Definition
  • Critical Capabilities Definition
    • Component-Based Architecture
    • Internationality
    • Interoperability
    • Functional Granularity
    • Small-Bank Segment
    • Midsize-Bank Segment
    • Large-Bank Segment
  • Use Cases
    • Small Bank/Simple Deployment
    • Small Bank/Complex Deployment
    • Midsize Bank/Simple Deployment
    • Midsize Bank/Complex Deployment
    • Large Bank/Complex Deployment
    • Worldwide Multinational Deployment
    • Challenger Bank Deployment
  • Vendors Added and Dropped
    • Added
    • Dropped

Inclusion Criteria

  • Market Penetration
    • Market Penetration by Country
    • Market Penetration by Region
  • Active Market Presence
    • New Client Wins
    • Clients Going Live
  • Critical Capabilities Rating

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