Gartner Research

Hype Cycle for Open Banking APIs, Apps and App Stores, 2014

Published: 17 July 2014

ID: G00263513

Analyst(s): Kristin Moyer

Summary

The focus of this Hype Cycle is the self-service discovery, provisioning and creation of new banking services by ecosystems that are inside and outside the bank. APIs, apps, app stores and partners are key to enabling open banking.

Table Of Contents

Analysis

  • What You Need to Know
  • The Hype Cycle
    • The Four Main Categories of Open Banking
    • Off the Hype Cycle
    • New on the Hype Cycle
    • Why This Hype Cycle Is Front-Loaded
    • Fast Movers
    • Who Can Benefit From This Hype Cycle?
    • Multigeography, Multicontext Analysis
  • The Priority Matrix
  • On the Rise
    • Commercial Banking APIs
    • Community Source Banking Systems
    • OpenID Connect
    • Employee Apps
    • Open Bank Project
    • SDA for Application Services
    • Banking App Stores
    • Business Models for Open Banking
    • Business Strategy for Open Banking
    • Tablet Apps
    • Internal Hackathons
    • Vendor Readiness for Open Banking
    • Open-Source Banking Systems
    • Developer and Partner Ecosystems
    • Retail Banking APIs
    • Internal APIs
    • API Marketplaces
  • At the Peak
    • OAuth
    • Commercial Banking Apps
    • Application Services Governance
    • External Hackathons
    • Crowdsourcing for Open Banking
  • Climbing the Slope
    • Nonbank APIs
  • Appendixes
    • Hype Cycle Phases, Benefit Ratings and Maturity Levels

Gartner Recommended Reading

©2021 Gartner, Inc. and/or its affiliates. All rights reserved. Gartner is a registered trademark of Gartner, Inc. and its affiliates. This publication may not be reproduced or distributed in any form without Gartner’s prior written permission. It consists of the opinions of Gartner’s research organization, which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, Gartner disclaims all warranties as to the accuracy, completeness or adequacy of such information. Although Gartner research may address legal and financial issues, Gartner does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by Gartner’s Usage Policy. Gartner prides itself on its reputation for independence and objectivity. Its research is produced independently by its research organization without input or influence from any third party. For further information, see Guiding Principles on Independence and Objectivity.

Already have a Gartner Account?

Log In

Become a client

Learn how to access this content as a Gartner client.