Hype Cycle for Open Banking, 2013

Archived Published: 23 July 2013 ID: G00251123


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Open banking is the provision of services in the context of users through API platforms, app stores and apps. Use this new Hype Cycle to identify ways to deliver services that revolve around the digital lives of customers.

Table of Contents

  • Analysis
    • What You Need to Know
    • The Hype Cycle
      • Overhyped and Undervalued Technologies and Strategies
      • Why This Hype Cycle Is Front-Loaded
      • Multigeography, Multicontext Analysis
    • The Priority Matrix
    • On the Rise
      • Community Source Banking Systems
      • OpenID Connect
      • Business Models
      • Bank-Branded App Stores
      • Integration PaaS
      • Open Bank Project
      • Business Strategy
      • Vendor Readiness
      • API Marketplaces
      • Open-Source Banking Systems
      • OAuth
      • Application PaaS (aPaaS)
      • Cloud API Management
      • Crowdsourcing
      • Apptrepreneurs
      • Application Services Governance
    • At the Peak
      • Hackathons
    • Sliding Into the Trough
      • Public Web APIs
      • Banking Apps
      • Micrometered Revenue Models
    • Appendixes
      • Hype Cycle Phases, Benefit Ratings and Maturity Levels
  • Recommended Reading
© 2013 Gartner, Inc. and/or its Affiliates. All Rights Reserved. Reproduction and distribution of this publication in any form without prior written permission is forbidden. The information contained herein has been obtained from sources believed to be reliable. Gartner disclaims all warranties as to the accuracy, completeness or adequacy of such information. Although Gartners research may discuss legal issues related to the information technology business, Gartner does not provide legal advice or services and its research should not be construed or used as such. Gartner shall have no liability for errors, omissions or inadequacies in the information contained herein or for interpretations thereof. The opinions expressed herein are subject to change without notice.

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