Hype Cycle for Open Banking APIs, Apps and App Stores, 2015

Archived Published: 06 July 2015 ID: G00278085


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The focus of this Hype Cycle is the self-service discovery, provisioning and creation of new banking services by ecosystems that are inside and outside the bank. APIs, apps, app stores and partners are key to enabling open banking.

Table of Contents

  • Analysis
    • What You Need to Know
    • The Hype Cycle
      • The Four Main Categories of Open Banking
      • Off the Hype Cycle
      • New on the Hype Cycle
      • Why This Hype Cycle Is Front-Loaded
      • Fast Movers
      • Who Can Benefit From This Hype Cycle?
      • Multigeography, Multicontext Analysis
    • The Priority Matrix
    • On the Rise
      • Community Source Banking Systems
      • Programmable Business Model
      • Commercial Banking APIs
      • Open Bank Project
      • Open Bank Systems
      • OpenID Connect
      • Banking App Stores
      • Open Banking Strategy
      • Open Business Model
      • Software-Defined Application Services
      • Open-Source Banking Systems
      • API-Enabled Ecosystems
      • Retail Banking APIs
    • At the Peak
      • Internal Hackathons
      • API Marketplaces
      • Bank Employee Mobile Apps
      • Application Services Governance
      • Internal APIs
      • Commercial Banking Apps
      • OAuth
      • Public Web APIs
      • External Hackathons
    • Sliding Into the Trough
      • Crowdsourcing
    • Entering the Plateau
      • Fintech APIs
    • Appendixes
      • Hype Cycle Phases, Benefit Ratings and Maturity Levels
  • Gartner Recommended Reading
© 2015 Gartner, Inc. and/or its Affiliates. All Rights Reserved. Reproduction and distribution of this publication in any form without prior written permission is forbidden. The information contained herein has been obtained from sources believed to be reliable. Gartner disclaims all warranties as to the accuracy, completeness or adequacy of such information. Although Gartners research may discuss legal issues related to the information technology business, Gartner does not provide legal advice or services and its research should not be construed or used as such. Gartner shall have no liability for errors, omissions or inadequacies in the information contained herein or for interpretations thereof. The opinions expressed herein are subject to change without notice.

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