Published: 25 April 2023
Summary
API is becoming more than a purely technical tool. This research will help wholesale bank CIOs learn how open APIs are evolving in APAC toward a more comprehensive solution for data exchange, ERP evolution, monetization and innovative business models as part of open banking and embedded finance.
Included in Full Research
Overview
Opportunities
Corporate banking clients expect banks to provide open APIs (covering both external API and published API) to further upgrade host-to-host ERP connections for real-time data analytics, liquidity and working capital management.
Small and midsize enterprises (SMEs) are increasingly demanding aggregated digital banking platform services through open/external API connectivity.
Recommendations
CIOs responsible for banking digital business strategy and innovation in Asia/Pacific (APAC) should:
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