Gartner Financial Services Expert

Moutusi Sau

VP Analyst

Moutusi Sau works in the CIO Financial Services Research and Advisory team and covers Go to market for banking & investment services, artificial intelligence trends in banking and investment services, fintech and digital giants. Ms. Sau covers the go to market for banking and investment services primarily as part of Key initiatives - Industry Product Planning and Strategy and Industry Markets and Technologies. She covers AI and analytics trends in banking and investment services as part of Financial Services Digital Business Strategy and Innovation and Financial Services Technology Modernization and Transformation KI.

She provides strategy and marketing direction for technology and service providers in banking and investment services by helping them understand key issues, market dynamics, trends, best practices, competitive landscapes and future scenarios. She covers artificial intelligence in banking and capital markets more deeply. Her coverage is global, with a deeper focus on North America.

Previous experience

At the Milken Institute, Ms. Sau conducted research and helped execute programmatic activities on projects involving banking, strengthening capital markets in developing countries and housing finance reform. She helped author close to eight publications and several blogs.

Prior to joining the Milken Institute, she worked at Durham Capital, where she sourced senior and junior debt-financing opportunities and business development for midsize to large-cap public and private companies worldwide. She has worked with companies globally and has specialized in financing in oil and gas, metals and mining, and real estate.

Before her stint at Durham, she was an associate in global equity research at UBS Investment Bank, where she was a member of the production team for two flagship products: Global Portfolio Manager's Spotlight and Global Bear.

Professional background

Milken Institute

Sr. Director, Analyst

Durham Capital


UBS Investment Bank


Areas of coverage

Industry Strategy Execution

Industry Product Planning

Financial Services Digital Business Strategy and Innovation

Financial Services Technology Modernization and Transformation

Industry Markets and Technologies


M.S., Investment Management, Boston University

M.B.A., Finance, Faculty of Management Studies, Banaras Hindu University, India

B.S., Physics, Presidency University, India

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Top Issues That I Help Clients Address

1Overview of trends in banking and securities

2Artificial intelligence in banking and securities

3Go-to-market strategy and technology evolution for fintech

4Digital banking (online and mobile) trends and buyer expectations

5Top technology trends in banking and investment services