Gartner has identified four main types of fintech partnerships that financial services leaders may explore: investment, experiment, operation and bet. Leaders should consider partnership types based on the type of innovation they need from fintechs, as well as the relative maturity of the technology that leaders are exploring. To do this, leaders should determine whether they are trying to address a discrete, current issue within the firm, or if they are trying to address a more nebulous, future-facing issue. This will determine the level of innovation that they need from a fintech partner. Subsequently, leaders need to identify whether the issue would be best-served by adopting a well-developed technology solution or by making a riskier bet on an emerging technology with the potential for a more transformative outcome. This will determine the maturity level of the solution that you require from a fintech firm.